Ridgewood Savings Bank

Get 24/7 online access, debit card rewards and more flexibility with this affordable everyday account.

Features Include:

• Easy ways to avoid the $3 monthly fee
• No minimum balance requirement after opening
• Free debit card
• Open with just $25
• ID Restoration

We'll waive the $3 monthly fee when:

• You have at least $300 in monthly direct deposit transactions, OR
• You enroll in and maintain eStatements, OR
• Your combined Ridgewood deposits total at least $2,500 at the end of your statement cycle, OR
• You are 65 or over

TBD

Ideal for customers with higher balances, this account makes it easy to earn competitive dividends on your everyday funds.

Features Include:

• Tiered rates let you earn more with higher balances
• Opportunity to avoid the $10 monthly fee
• Free debit card
• Open with just $100
• ID Restoration

We'll waive the $10 monthly fee when:

• Your combined Ridgewood deposits total at least $5,000 at the end of your statement cycle

TBD

Earn a highly competitive rate on higher balances while enjoying convenience and special perks.

Features Include:

• Tiered rates let you earn more with higher balances
• Opportunity to avoid the $15 monthly fee
• Provider Fee Waived for Out-of-Network ATMs - 2 per month 
• Free ID Theft Monitoring
• Free check order every year (limit 50 checks)
• ID Restoration

We'll waive the $15 monthly fee when:

• You have an average daily balance of at least $5,000, AND
• Your combined Ridgewood deposits total at least $25,000 at the end of your statement cycle

TBD

This free account gives you or your child easy ways to manage money while in school, along with special features just for students.

Features Include:

• No monthly fee or minimum balance after opening
• Parents can make deposits
• One free "oops" fee per year to cover an overdraft
• Open with just $25
• ID Restoration

TBD